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Privacy Policy Statement

 

This Overall Privacy Statement verifies that My Home Loan is in compliance with accepted privacy principles. This statement discloses the privacy practices for the entire Web site.

Because this site wants to demonstrate its commitment to your privacy, it has agreed to disclose its information practices and have its privacy practices reviewed and audited for compliance. When you visit our Web site you can expect to be notified of:

  • What information this site gathers/tracks about you
  • What this site does with the information it gathers/tracks
  • With whom this site shares the information it gathers/tracks
  • This site's opt-out policy
  • This site's policy on correcting and updating personally identifiable information
  • This site's policy on deleting or deactivating your name from our database

My Home Loan believes that consumers have a keen interest in privacy. We also believe that by disclosing a Web site's data policy, organizations can proactively address this concern and gain consumer confidence. Consumer confidence is of critical importance, particularly as it relates to Internet commerce. With this in mind,  My Home Loan agrees to disclose its site privacy practices.

My Home Loan may capture implicit information from users who visit our Web site for aggregate statistical analysis and site customization. Implicit information is data that we can gather about the user without asking them. Importantly, aggregate statistical analysis means that My Home Loan reviews trends based on information as a whole, but does not do so in an effort to identify the individual identity of the visitor to its site.

We also may solicit email for site feedback, business development, press inquiries, and human resources inquiries. In select instances, this information may be shared with reputable third companies. However, My Home Loan does not willfully disclose human resource information solicited from our Web site to third parties.

IP addresses may be logged to track a user's session. An IP address is the unique numerical identity of your computer. When we "log" an IP address, it means that our Web site associates a visit or series of visits to that unique numerical identity. My Home Loan may use cookies in order to assist in aggregate statistical analysis and sometimes provide site customization based on anonymous session tracking. In other words, My Home Loan may use cookies to determine trends for users as a whole, but not as means to learn about your individual identity. Cookies, by themselves, cannot be used to determine the actual identity of users. On their own, they can be used to identify a computer, but not who is using that computer. Because of this, if My Home Loan customizes the site based on cookies, we won't know who you are unless you tell us.

My Home Loan collects the visitor's domain name (e.g. whether the user is logged on from yourserviceprovider.com), referral data (e.g. we record the last URL a user visited prior to clicking to My Home Loan), as well as browser and platform type (e.g., a Microsoft browser on a Macintosh platform). We also count, track, and aggregate the visitor's activity into our analysis of general traffic flows at our sites (e.g., tracking where traffic comes from, how traffic flows within My Home Loan). When and if My Home Loan does present aggregated information to outside companies, no one would be able to identify you or contact you.

My Home Loan uses links throughout its web site to provide a visitor with the opportunity to contact us via email or Internet chat for a variety of purposes (including business development and human resource inquires). My Home Loan may file information from emails or Internet chat sessions, review and discard the information, and share this information with third parties.

This site contains links to other sites. My Home Loan is not responsible for the privacy practices or the content of such Web sites. This site supplements the information that you provide with information that is received from third parties. By filling out the loan inquiry form, you are authorizing us to contact you.

This site has security measures in place to protect the loss, misuse and alteration of the information under our control. We do not share our database with third parties for marketing purposes, with the exception of affiliates of My Home Loan.


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